We all know that studying abroad is a rewarding experience, but it can be expensive. There are many scholarships and grants offered by governments, private and public universities, and educational institutions to help you support financially your studies. From tuition fees to health insurance, several factors add to your expenses while studying abroad..

With the rising cost of living and studying, most of universities are finding ways to support students financially. Let’s discuss some of the most common ways of graduate funding:

There are many scholarships provided by governments and educational institutions to aid you financially. The different types of scholarships include:

- Fellowships or Merit-based scholarships
- Academic scholarships
- Grants or Need-based scholarships
- University scholarships
- Government-funded scholarships
- Program-based scholarships
- Athletic scholarships
- Specific scholarships based on your ethnic background or community.

Grants can be acquired from various sources, and one of the most significant advantages is that you do not have to repay the amount except under certain circumstances. The most popular out of all the grants is the Federal Pell grant.

The pell is usually offered to undergraduate students from low-income families who have not completed their bachelor’s degree. However, the amount you get depends on your financial need, cost of attendance, and your status as a student.

Here are some of the graduate funding options you have in some of the major countries:

**Australia:**

Endeavor scholarships and Fellowships
Australia Awards
Merit-based scholarships like Adelaide Graduate Research Scholarships and International Postgraduate Research Scholarships.

**Canada:**

Vanier Canada Graduate Scholarships
Foreign Affairs, Trade, and Development Canada also offer scholarships for international students.
Canada’s research councils such as NSERC, CIHR, SSHRC, and CIFAR offer competitive graduate scholarships.

**UK:**

British Chevening Scholarships
Commonwealth scholarships
Commonwealth shared scholarship scheme
Marshall scholarships

**USA:**

Fulbright Foreign Student Program
Hubert Humphrey Fellowship Program
Rotary Peace Fellowships

**Germany:**

DAAD Scholarships
Erasmus+

**France:**

Eiffel Scholarships
Emile Boutmy Scholarships
Foundation Rainbow Bridge MBA Scholarships

Scholarships, Grants and Financial Aid

Educational loan is the next best option after scholarships if you are planning to pursue your degree from another country. Most of the educational loans offer a flexible period, which gives the students enough to room to repay the loan after graduation. Direct PLUS loans can be used by students to help pay for their education. These loans have a fixed interest rate and are not subsidized, which can be beneficial to the student.

Stafford loans are most beneficial for students enrolled in accredited American institutions of higher studies. These loans are available both as subsidized and unsubsidized loans. The subsidized loans are offered to students who are in financial need where the federal government pays the interest. For unsubsidized Stafford loans, the students are responsible for all the interest on the loans.

 Educational loans

The department of education in your home country is the first place to check for funding opportunities since international students may not be eligible for government funding schemes in the host country. The government-funded aid includes sponsorships, loans, grants, and bursaries, each with distinct rules depending upon the eligibility, deadlines, application procedures, and amount of funding rewarded.

Home and Host Country Governments

Each country has its own rules if you intend to do part-time jobs to support your finances. Part-time jobs not only give you hands-on experience of the industry but also helps you support your expenses. Most of the universities offer many opportunities for part-time work or else you always have the option to consider freelance work as a tutor to improve your skills.

 Part-time jobs or Internships

International students can get aid from most of the universities and educational institutions in the form of fellowships, scholarships, bursaries, grants, or awards. You have to make sure that you fit the requirements and apply online by highlighting your strengths and skills.

Universities and Educational Institutions

Crowdfunding has become very common in education as many universities have started to incorporate their crowdfunding platforms on their websites. These platforms help students to fund their projects while some colleges even use these platforms to crowdfund scholarships. Just like the million other advantages of social media, crowdfunding is something that will surely help you pursue your dream of studying abroad.

Crowdfunding

Another way to support your finances while studying abroad is by getting into campus-based aid programs. The Federal Supplemental Educational Opportunity Grant (FSEOG), Federal Work-Study (FWS) and Federal Perkins Loan programs fall under the category of campus-based aid programs.

The Pell grant recipients who demonstrate a severe financial need can seek help from FSEOG. The amount you receive depends on your financial need, when you apply, and funding available in your university. Undergraduate and graduates in the Federal Work-study program receive a set of money and work part-time jobs to pay for their school expenses. Under FWS, you have the opportunity to work hourly jobs either for your school or for community service position.

The Federal Perkins Loans are attractive because of their low-interest rate and are designated solely to help students in extreme financial need.

Campus-based Aid Programs

The federal government and some of the non-profit organizations offer money to college veterans, future military personnel, active duty personnel, or those related to veterans. While most of these scholarships and grants are reserved for students pursuing subjects within military life, some are more general and awarded based on merit.

Military Service

You can always get aid from community service scholarships if you are willing to volunteer in your community. Community service helps you to distinguish you from the competition by showing your commitment to making the world a better place.

Community Service

Peer to peer lending is the service which connects lenders and borrowers through online services. These loans can be an alternative to the traditional forms of educational financing and credit cards for students. There are mainly two types of P2P loans:

- Friends and family loans
- Stranger to stranger loans

Peer to Peer Lending

Portfolio funding is another way to fund your overseas education, where you secure small amounts of money from different sources. You can apply for all the types of financing available where you can start a fundraising pack and a letter asking for help in funding your degree.

Portfolio Funding

Some universities provide you financial support in exchange for your help with teaching or research which are called assistantships. There are two types of assistantships:

**Teaching Assistantships**

These assistantships are offered to first-year graduate students during which they can earn their monthly stipend by teaching a class, lab, or assisting a faculty member.

**Research Assistantships**

In these assistantships, you can earn your monthly stipend or tuition by helping a faculty member with their research for 10-20 hours a week, which includes collecting, analyzing, and reporting data.

 Teaching and Research Assistantships

National Research Councils provide partial or full fee coverage with a stipend for students who are looking for funding for their research. A graduate degree or a relevant work experience is the eligibility criteria for the grants.

National Research Council

Most of the companies will sponsor all or part of an employee’s graduate schooling through tuition reimbursement. If you prove your ability to the employer and work for some time, you can easily persuade your employer to fund your postgraduate education.

 Employer Contribution

Besides the government associations, there are plenty of professional associations who provide funding for your education. Every country has several associations for all kind of courses and requirements which can help you fund your training based on your needs.

Professional Associations

Worried about your fund for Education Abroad? Can you study abroad with less money? From scholarships to crowdfunding, here are some of the possibilities to fund your overseas education. Read further and explore your opportunities with the help of our experts.

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Get to know about top 15 ways to finance your overseas education. Learn the best scholarships, part-time jobs, etc. that can help you in finance. Sign in now.

Effective Ways to Fund Your Overseas Education

Effective Ways to Fund for Education Abroad

[Studying in the US](https://azent.com/country/usa) is expensive! No wonder, every student who wants to study in the US wants scholarships. Here are 12 smart tips that will help you win scholarships for your MS program in the US.

Many international students miss out scholarship opportunities as they fail to apply for a scholarship before its deadline.

These students spend a lot of time preparing for their [GRE exam](https://www.azent.com/expert-tips/gre-definitive-guide), carefully short-listing universities and writing powerful essays. But they fail to plan well so as to apply early, which results in missed scholarships. This is simply because there are no more scholarships left!

One of the biggest mistakes of international students is assuming that university admission deadlines and scholarship deadlines are the same. Very often they apply for their scholarship along with the rest of the admission application.

However, in many cases the two deadlines are different. Depending on the school, the deadlines may vary. In some cases, scholarship deadlines may be two months earlier than admissions deadline.

You have to clearly look for scholarships / financial aid vs admission deadlines. To be eligible, plan well ahead of time and avoid missing deadlines.

#1 Applying for Scholarships

There are a plethora of scholarships for international students in usa available for  each with its own eligibility criteria and requirements.

Unless you meet the requirements, you can’t apply for scholarships. Use Google to check up on financial aid / scholarships at your target universities and find out whether you meet the eligibility criteria.

#2 Scholarship Eligibility or Requirements

Your 10th, 11th or 12th marks will not heavily influence scholarship decisions. When the university assesses your academic abilities, what you did 4-6 years ago, will not matter as much as your more recent achievements.

Most of the US universities only consider your undergraduate – B.Tech or BE degree – marks. Some Universities do ask for the 11th and 12th grade scores, but very few consider these scores while making a decision.

#3 10th, 11th or 12th Marks

Academics are very important for making scholarship decisions.

If you have performed poorly in your GRE or GMAT and you have a high GPA, you still have a decent chance of earning a scholarship.

Most universities place a lot of emphasis on undergraduate GPA. They look at both – your GPA across every semester / year and total aggregate GPA (or percentage) across all four years. Moreover, the application is always judged holistically to decide on whether the scholarship is awarded.

#4 Undergraduate GPA or Percentages

Having a good test score – GRE, [GMAT](https://www.azent.com/expert-tips/gmat-definitive-guide), IELTS, TOEFL – will always increase your chances of getting a scholarship.

If you are one of those students who doesn’t perform well in standardized tests, but earned a great GPA in your undergraduate degree, you still have a decent shot at scholarships. Your score has to be decent, but NOT bad.

#5 GRE or GMAT or IELTS or TOEFL Scores

Leadership skills and Volunteering are weighed significantly by universities when considering students for scholarships.

Demonstrate your ability to lead by stepping forward whenever you can.

Learn how to manage people, budgets, and / or projects. A typical leadership skill would be serving as a president or on the executive board for an academic or social organization in your undergraduate programs.

Volunteer to help others. Start a group to help others. You could conduct seminars and raise the awareness of school kids on issues like drug abuse, sexual abuse, adolescent health, online privacy and safety, etc.

These are very important because scholarships in usa endowments are typically created to encourage students who have good ideals for society and take up leadership roles and help others and the community succeed.

So, being part of a social or academic organization in your undergraduate program or volunteering is key and you must include all of these certificates, if you have any, or at least quote your experiences in scholarships essays.

This is what distinguishes you from others who just have high GRE/GMAT scores and high academic percentages.

#6 Leadership and Volunteering

Any achievements, publications or recognition are very important for scholarships.

Any achievements matter. This includes being at the top of your class, oratory competitions, paper publications, winning any type of sports competition, being recognized as the top employee of the month, etc. Use these achievements to strengthen your scholarship application.

Make sure you provide documentation as evidence of your achievements with your scholarship application.

#7 Achievements, Publications and Recognition

It’s not easy to separate your scholarship application from the crowd. After all, even if you fit the criteria to a “T,” you’re still likely to be one of a number of applicants with similar grades, goals, activities and aspirations.

That’s where a great application essay comes in. The essay is your best chance to make the case for why you should receive the scholarship; it helps the scholarship provider learn about the person behind the application, and gives them a much more detailed look at your school and home life.

Most of the scholarships ask you to write an essay on why they should give you a scholarship and to explain your situation or story along with your goals, etc.

You have to be genuine when you explain why you deserve a scholarship.

The essay should showcase your passion, your skills and your plan to accomplish your goal. It should explain how the scholarship can make a difference and make your journey successful.

If they are just asking for a statement of purpose, then you have to focus on what you have to accomplish and how you want to do it.

NEVER copy and paste anything from others’ SOPs. Try to read others and come up with your own ideas and write your story and goals.

The bottom line, your essay or SOP should be good and it should show your zeal to succeed and how you want to reach your goals and what it means to you and perhaps even your family and society.

#8 Scholarship Essay or Statement of Purpose

Some scholarship applications ask for your recommendation letters from professors or anyone who you report to professionally. Find someone who knows you well and can give you a good recommendation.

Your recommendation letter should highlight your academic, leadership and people skills. The person recommending you should mention how he knows you and objectively assess your achievements.

#9 Recommendation Letters

While most students avoid applying for scholarships with more requirements in terms of application work involved, these types of scholarships could be a better bet for this very reason. Your chances can be higher due to less competition. You may have to put in a lot of work in terms of writing essays or assignments, or recording videos, but in the end, a scholarship is worth the work.

#10 Scholarships With More Requirements

When you start looking for scholarships, you may soon get overwhelmed, browsing various university pages like admission pages, department pages, etc.

Your life would become much easier if you know which university office awards the scholarships. Depending on the type of scholarship, different offices, mentioned below, award scholarships:

1. Financial Aid Office: Typically Scholarships are offered by the Financial Aid office in most of the schools.  You should either Google “<University Name> Office of Financial Aid” or look for the “Financial Aid” tab or link in the university website. Sometimes the Financial Aid office is listed under Current Students section or under the Students section. Also, once you get to the financial aid or scholarship office website, you will have to look for scholarships for international students. Every scholarship is different and you will have to look one by one or just look under the international students section. There is no rule that they will specifically list everything for you. You will have to look and apply for the right scholarship.
2. Academic Departments: Another place to look for scholarships or fellowships is to look at the respective academic departments or schools you are applying to. In general, either there are research-related fellowships or any endowments created for someone specializing in the respective major related to that school. You should visit the department or respective school’s website and look for any scholarships or fellowships. While some schools may not list these under different departments, the information should mostly be found under the Financial Aid tab. If you cannot easily access scholarship information, you will have to use the Sitemap link or use the search option.

#11 Finding Scholarships

You should always ask your target university about the availability of scholarships, eligibility, application process and deadline. Even if you found the information on the website, chances are you will come across more comprehensive information.

You should find out who can provide you with more relevant information about scholarships.

You may search for “Graduate Admissions Coordinator” or “Financial Aid Coordinator” and email them, asking about scholarships. The titles may vary a little but you should be able to locate the relevant person.

In case you cannot find this person, just ask the Admissions office. Write a simple email with a subject like “Need help: prospective international student scholarship information” and send them your questions.

Keeping your email simple will increase your chances of getting some helpful information.

Overall, scholarships for international students to pursue MS in the US are very important. The key is to find the right sources and apply on time.

#12 Ask about Scholarships

Here are some scholarships on offer for Indian students who wish to study in the US:

- Chicago Booth School of Business – The India Trust Fellowship and Akhtarali H. Tobaccowala Fellowship are available for Indian students who apply to study a full-time MBA at the school.
- Fulbright-Nehru Research Fellowships – Offering funding to outstanding Indian students wishing to pursue an education at any level within an accredited US institution. See individual scholarships for specific criteria.
- S.N. Bose Scholars Student Exchange Program for Indian Students – Opportunities for Indian researchers at master’s level or higher to study a selected program in the field of science and technology at a university in the US.
- Stanford Reliance Dhirubhai Fellowships for Indian students – Scholarships for Indian students to study at Stanford Graduate School of Business on the MBA program. In order to be eligible, students must return to India within two years of completing their studies.

#13 Scholarships for Indian Students to Study in the US

An overseas education fair gives students the opportunity to meet and interact with universities from around the world and ask questions related to courses, admissions criteria, campus life, scholarships, post-study work, and internships. Students can attend the Azent Overseas [Education fair online](https://www.azent.com/expert-tips) or in-person to meet top universities from the UK, [US](https://www.azent.com/country/usa), Australia, Germany, New Zealand, Ireland, Singapore, and other popular destinations to learn about
 
- Eligibility criteria such as relevant work experience, undergraduate course prerequisites and scores, GRE/GMAT requirements, and language tests such as IELTS, TOEFL, and PTE
- How to increase chances of getting admissions to the course of their choice
- Networking opportunities, placement services, and internships are available
- Campus and student life, extracurricular activities, culture, and student diversity
- Student housing
- Scholarship eligibility


Reasons to attend an Overseas Education Fair

 How can I get a scholarship to study in the US? How much money will I get if I get scholarships? If you have ever asked yourself these questions, this complete guide on how to get scholarships for international students in  USA for  MS surely comes to your aid. Get expert tips on where to find scholarships, whom to ask, when to apply and how to write in this comprehensive guide.


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How can I get a scholarship to study in the US? How much money will I get if I get scholarships? If you have ever asked yourself these questions, this complete guide on how to get scholarships for an MS in the US will surely come to your aid. Get expert tips on where to find scholarships, whom to ask, when to apply and how to write in this comprehensive guide.

Tips For Get Scholarships in the US

Scholarships for International Students in USA  and Tips How to Secure 

Here are some blogs to help you get funding for you overseas education

Related Blogs

Explore the upcoming events at Azent and get started on your journey to study abroad.

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If you’re planning to **study in the UK in 2021**, you should definitely stay up-to-date with the UK’s plan of action for returning to normalcy.

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- The step-by-step unlock process.
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- & a review of social distancing.


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Register for the webinar on **Unlock 1.0 & New Guidelines for Graduate Route in the UK** on **11th June at 4 PM**.

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The UK offers a wide array of scholarships. Want to know how you can get one yourself?

During the webinar, you can learn about:

- Apply to a top UK university for Sept 2021 intake and get free scholarship assistance.
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- Learn how to apply for Sept 2021 Intake with/without IELTS.

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Attend the webinar on How To Get a Scholarship to Study in the UK? on 26th April at 11:30 AM

How to get a scholarship to study in the UK?  

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Germany’s top-class universities and free public education continue to be the reasons why so many Indian students want to study at a top German university. Are you one of them?

 Learn more about:

- Free* or Low tuition fees in public universities.
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- Applying for masters during Sept 2021 intake.

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Attend the webinar on ‘Free Masters Degree In Germany’ on 24th April at 5:30 PM.

Free Master’s Degree in Germany

Events at Azent

Aspiring to study abroad? Before starting the preparations for moving abroad, one should definitely know and plan about one of the most important aspects of it, i.e. Expense. Studying abroad can be really expensive and does cost a lot more than the native nation of the student. It’s not only the tuition fee of the selected course that costs students quite a fortune of a penny but there are other necessary expenses as well like accommodation, meals, travels, stationery and household necessities, other day-to-day and miscellaneous expenses. 

One should definitely gather information about all the expenses that can happen, while studying and living abroad, before actually moving to a foreign country. Because with some general overview of all the expenses, and some smart planning for it beforehand, students can make their studying abroad experience a lot better and hassle-free. 

At Azent, we designed a “Student Abroad Expense Calculator” that does this job efficiently for the students. It’s designed in such a way that it not only gives an overview figure of the abroad study expense but also helps them know in what other minute areas where the expenses can happen. It also helps the students to smartly plan for it so that they can efficiently reduce the numbers in some “non-necessary areas” and to save some of their money that could be used in other “necessary places”. You can follow these steps to calculate the expense of studying abroad with the use of our calculator:

- **Selecting the Country:** We all have a dream country of ours where we want to study, pursue our career, and then maybe settle there. But different countries have different levels of being expensive. Our calculator offers some of the prominent countries options, i.e. USA, UK, Canada, Australia, New Zealand, Germany, etc. for the students to select from. 
Course Selection: After selecting the country, comes the option of choosing the desired course which a student wants to pursue. From Undergraduate to Doctorate (Ph.D.), our calculator covers up all, because every level of education has a different range of expenses. 

- **Mode of Education:** Mostly all the university now offers both on-campus as well as off-campus mode of education. It’s up to the student to pick any mode depending on his/her availability, and also what suits them the best. Our calculator helps to calculate the expenses in both aspects.

- **Accommodation:** One of the other major portions of expense, after the education cost, goes into the accommodation of a student. In order to deal with it, students should try to opt for on-campus accommodation. Because it comes with a lot of advantages like foremost one is safety, no extra travel or transportation expenses, easy to reach classes on time, etc. But students can also rent an apartment or any other kind of accommodation depending on their comfort and choice.

- **Food:** Another major chunk of expense goes into the dining of a student every month. The range of expenses varies depending on what type of dining a student chooses. Whether it’s any meal plan which can be offered at the universities’ dining halls, eating outside on their own, or if they cook their own food, our expense calculator covers up all the circumstances of expenses while calculating.

- **Transportation and other Living Costs:** If not living in on-campus accommodation, then students need to take any means of transport, like having their own cycle, walking by themselves, taking a local transport like a bus or a taxi, etc. every day to their classes. They cannot overlook or skip these expenses as these are the essential day-to-day expenses. Other living expenses like groceries, stationery, daily utilities, laundry, communication (internet and calling), going out expenses, etc. all add up to a considerable amount in the budget of any student. So they need to plan it smart and well. And that’s where our expense calculator does the job and helps the students manage the expenses efficiently. 

Study Abroad Expense Calculator

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- 100% coverage i.e your complete course fee + the cost of living.
- No limit on loan amount allows you to choose your course without the worry of expenses.
- Provide financial solutions for every step of your journey, from pre-admission loans for proof of funds to pre-visa disbursement loans.

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